Ginnette Gonzalez, PA | Miami Realtor | Real Estate in Miami | Miami Vacation Homes
Ginnette Gonzalez

New Loan Program – “Lite Docs” No Tax Returns, Lmtd Verifications, Most Property Types

Self Employed? Looking for a program that caters to the small business owner in South Florida?

This is a one-in-a-kind opportunity!! New program just went public nationally this March 2018.

‘Lite Doc’ program guidelines overview:

  • Primary, second, or vacation homes
  • 1-4 family, co-ops, condos & PUDs1 on loan amounts of up to $3 million
  • 75% maximum loan-to-value ratio & 700 minimum credit score*
  • 65% maximum loan-to-value ratio & 680 minimum credit score*
  • Self-employed borrowers – Accountant’s letter & 12 month P&L2 (No tax returns or Form 4506)
  • W2 borrowers – Verification of Employment
  • Assets verification – 1 month bank statements (Family gifts acceptable)
  • Eligibility requirements, exclusions & other terms & conditions apply
  • No Pre-payment Penalty

Let me know if you’d like to schedule a call to learn more! We can finally get you into your  dream house, new condo in Brickell/Downtown or any vacation home you desire in sunny and happy South Florida! Call me TODAY 305.764.1167 !